Nail fungus is usually caused by a fungal group called dermatophytes, these tiny microscopic organisms live in warm, moist environments like showers, hot tubs, pools, spas, saunas, and shoes. They can infect ones skins or nails through small unseen cuts or separations between ones nail and nail bed. Trauma to a nail, overaggressive pedicures, or poorly fitting shoes can be the perfect cause for early infection and if your nails are continually exposed to warm moist environments (i.e. your shoes), this is the perfect condition for the growth and spread of fungi.